Investment Strategy
Flip-to-Hold (BRRRR)
Build long-term wealth through the BRRRR strategy
The BRRRR Method
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. This strategy allows you to build a rental portfolio while recycling your initial capital. You acquire a distressed property, renovate it, place a tenant, refinance into long-term financing, and pull out most or all of your initial investment to repeat the process.
We work with investors executing the BRRRR strategy in the tri-county area. We provide short-term acquisition and renovation financing, then help you transition to long-term rental financing once the property is stabilized and generating income.
How It Works
1. Buy
Acquire a distressed property below market value using our bridge financing. We fund up to 90% of purchase and 100% of renovation costs.
2. Rehab
Renovate the property to market standards. We release funds based on renovation milestones to keep your project moving.
3. Rent
Place a qualified tenant and establish rental income. Most lenders require 3-6 months of seasoning before refinancing.
4. Refinance
Refinance into long-term rental financing based on the property's stabilized value and rental income. Pull out your initial capital.
5. Repeat
Use the recycled capital to acquire your next property and repeat the process, building your portfolio over time.
Keys to Success
- •Buy properties with enough equity spread to recover your initial investment on refinance
- •Ensure rental income will support long-term debt service after refinancing
- •Work with experienced property managers if you're building a larger portfolio
- •Maintain adequate reserves for vacancies, repairs, and unexpected costs
- •Understand local rental market dynamics and tenant demand in the tri-county area